thrift 
/ˈθrɪft/ noun
/ˈθrɪft/ noun [noncount] 1 old-fashioned : careful use of money so that it is not wasted
▪ Through hard work and thrift they sent all of their children to college. 2 US : a business like a bank that is used for saving money : a savings bank or a savings and loan association —called also thrift institution
▪ Through hard work and thrift they sent all of their children to college.
